Florida HOA & Condo Board Member's Guide to Post-Hurricane Recovery
Step-by-step guidance, claim documentation, contractor vetting, and estimate review — built for boards, not contractors. Navigate insurance claims, reserve funds, and board decisions with confidence.
Recovery Guides for Board Members
Practical, Florida-specific guidance for every phase of hurricane recovery — from the first 24 hours through final contractor payment.
First 24/48/72 Hours
What your board must do immediately after a hurricane passes — emergency protocols, safety assessments, and insurance notice requirements.
Insurance Claims Guide
How to document damage, meet claim deadlines, and dispute a denial. Includes FL-specific insurer requirements.
Vetting Contractors
Questions to ask, red flags to watch for, and how to verify Florida licenses before signing anything.
Understanding Estimates
What goes into a construction estimate, CSI divisions, overhead and profit, and how to spot inflated line items.
Reserve Funds & Assessments
Using reserves for hurricane damage, special assessment rules, and communicating costs to owners.
Board Meetings & Voting
Robert's Rules, quorum, emergency meetings, and how to legally pass resolutions after a disaster.
Not sure where to start?
Most boards start with the First 24 Hours guide, then move to Insurance Claims. If you already have a contractor estimate, run it through EstimateVerify first.
View all guides →Get the Free Hurricane Claim Checklist
Enter your email and we'll send the PDF instantly.
Have an estimate to review?
Upload any contractor estimate and get a line-by-line analysis against RSMeans 2026 data and Florida Building Code — starting at $49.
Review My Estimate →Quick Check from $49Before you sign any contractor agreement, get the estimate reviewed.
Florida boards regularly approve repair contracts based on estimates that are 30–60% inflated, missing scope, or non-compliant with Florida Building Code. EstimateVerify gives your board an independent, expert line-item analysis so you can approve work with confidence.
- ✓ RSMeans 2026 labor & material pricing by zip code
- ✓ Florida Building Code compliance check
- ✓ Scope completeness review (what's missing?)
- ✓ Overhead & profit ratio verification
- ✓ Change order risk flagging