Florida HOA & Condo Hurricane Readiness Scorecard

1. Have you reviewed your master insurance policy and hurricane deductible in the last 90 days?

2. Do you have a written emergency spending authority resolution?

3. Do you have pre-qualified contractors with licenses, insurance certificates, and W-9s on file?

4. Do you have current owner contact information (email and SMS) for all unit owners?

5. Do you have pre-loss photos/video documentation of roofs, common areas, and mechanical systems?

6. Has the association completed or scheduled its required SIRS/milestone inspection?

7. Do you have a documented insurance claim folder structure?

8. Does your board have an emergency meeting procedure (virtual meeting authorization)?

9. Do you have a board-approved vendor pre-qualification list?

10. Has your board completed a reserve study in the last 3 years?

11. Do you have an elevator, pool equipment, generator, or other exposed mechanical systems?

12. Does your association have a current owner emergency contact database?

13. Has your board reviewed the association's emergency action plan in the last 12 months?

14. Does your master policy include ordinance or law coverage?

15. Do you have a designated board member or property manager responsible for post-storm documentation?