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Hurricane Claim Documentation Checklist

The comprehensive checklist Florida HOA and COA board members need to document hurricane damage, file a complete insurance claim, and support a dispute if needed.

What's Included

This free checklist was developed by Florida construction experts who have helped HOA and COA boards navigate post-hurricane insurance claims for over a decade. It covers every step from the moment the storm passes to final claim settlement.

✓Immediate post-storm documentation (first 24 hours)
✓Photo and video documentation standards
✓Written damage inventory template
✓Insurance contact log template
✓Adjuster inspection preparation checklist
✓Proof of Loss submission checklist
✓Appeal and dispute documentation checklist
✓Contractor estimate comparison worksheet
✓Board resolution template for emergency expenditures
✓Owner communication templates

How to Use This Checklist

Print the PDF and keep a physical copy in your board's emergency response binder. Also save a digital copy to your community's shared drive. Assign a board member or the property manager to work through each section as damage is assessed.

The checklist is organized chronologically — start at Section 1 and work through. Each item includes a checkbox, space for notes, and a reference to the relevant Florida statute or insurance policy provision where applicable.

About the Publisher

This checklist is published by COA Blueprint — Florida construction experts who have reviewed over $2.4 billion in contractor estimates for HOA and COA communities since 2017.

About COA Blueprint →

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