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Hurricane Claim Documentation Checklist

The comprehensive checklist Florida HOA and COA board members need to document hurricane damage, file a complete insurance claim, and support a dispute if needed.

What's Included

This free checklist was developed by Florida construction experts who have helped HOA and COA boards navigate post-hurricane insurance claims for over a decade. It covers every step from the moment the storm passes to final claim settlement.

Immediate post-storm documentation (first 24 hours)
Photo and video documentation standards
Written damage inventory template
Insurance contact log template
Adjuster inspection preparation checklist
Proof of Loss submission checklist
Appeal and dispute documentation checklist
Contractor estimate comparison worksheet
Board resolution template for emergency expenditures
Owner communication templates

How to Use This Checklist

Print the PDF and keep a physical copy in your board's emergency response binder. Also save a digital copy to your community's shared drive. Assign a board member or the property manager to work through each section as damage is assessed.

The checklist is organized chronologically — start at Section 1 and work through. Each item includes a checkbox, space for notes, and a reference to the relevant Florida statute or insurance policy provision where applicable.

About the Publisher

This checklist is published by Double Rook Construction / EstimateVerify — Florida construction experts who have reviewed over $2.4 billion in contractor estimates for HOA and COA communities since 2017.

About Double Rook →

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