Florida HOA & COA Recovery Guides
Practical, Florida-specific guidance for every phase of hurricane recovery. Written for board members — not lawyers or contractors.
First 24/48/72 Hours
Emergency protocols, safety assessments, insurance notice deadlines, and what your board must do in the critical first three days after a hurricane.
12 min readInsurance Claims Guide
How to document damage, file within your policy's deadline, coordinate with your insurer's adjuster, and appeal or dispute a denial.
18 min readVetting Contractors
Questions to ask, Florida license verification, insurance certificate review, red flags, and how to avoid storm-chaser scams.
15 min readUnderstanding Estimates
CSI divisions, line-item breakdowns, overhead and profit, labor rates, and how to spot inflated or incomplete contractor estimates.
20 min readReserve Funds & Assessments
Using reserve funds for hurricane damage, special assessment rules under FL statute, and how to communicate costs to owners.
14 min readBoard Meetings & Voting
Robert's Rules, quorum, emergency board meetings, electronic voting, and how to pass resolutions after a disaster.
11 min read