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Find Your Florida HOA or COA

Look up your association by county, find your registration information, and access the resources you need to understand your community's legal standing.

How to Look Up Your Association

Florida Condo Associations (COAs)

Condo associations in Florida must register with DBPR (Dept. of Business & Professional Regulation).

myfloridalicense.com →

Search by association name or county

Florida HOA Associations

HOAs are not required to register with a state agency in Florida, but many are registered with their county or through the Florida Department of Financial Services.

myfloridacfo.com →

Florida Counties — HOA & COA Overview

Miami-Dade County
Miami, Coral Gables, Key Biscayne, Homestead, Hialeah

Large condo market; many high-rise associations

Broward County
Fort Lauderdale, Hollywood, Pompano Beach, Boca Raton, Deerfield Beach

High density of HOA and condo associations

Palm Beach County
West Palm Beach, Boca Raton, Delray Beach, Boynton Beach, Jupiter

Many age-restricted and golf community HOAs

Hillsborough County
Tampa, Brandon, Riverview, Sun City Center

Strong mix of single-family HOAs and condos

Pinellas County
St. Petersburg, Clearwater, Dunedin, Tarpon Springs

Beach community condos and HOA

Orange County
Orlando, Winter Garden, Apopka, Lake Buena Vista

Theme park proximity drives rental/HOA considerations

Duval County
Jacksonville, Atlantic Beach, Neptune Beach

Major HOA market; coastal properties

Lee County
Fort Myers, Cape Coral, Sanibel Island, Estero

Heavily impacted by Hurricane Ian — many active claims

Sarasota County
Sarasota, Venice, North Port, Siesta Key

Luxury condo and golf community HOAs

Collier County
Naples, Marco Island, Bonita Springs

High-value properties; significant hurricane exposure

St. Lucie County
Fort Pierce, Port St. Lucie

HOA and condo mix; recovery-related activity

Martin County
Stuart, Jensen Beach, Hobe Sound

Waterfront and golf community HOAs

Key Documents Every Board Member Should Have

Declaration of Covenants (CC&Rs)

The master governing document — defines the HOA's authority, restrictions, and assessments.

Articles of Incorporation

Legal formation document filed with the Florida Division of Corporations.

Bylaws

Governs board structure, elections, meetings, and voting procedures.

Rules & Regulations

Day-to-day community rules (pool hours, parking, noise, etc.).

Meeting Minutes (3–5 years)

Board meeting records — needed for insurance, legal, and financial reviews.

Reserve Study

Capital expenditure plan showing when major components need replacement.

Current Budget

Operating and reserve budgets — review for adequacy of reserves.

Insurance Policy

Master policy declarations, deductible, and coverage limits.

Need help obtaining or reviewing your governing documents?

Our team works with Florida HOA and COA boards to obtain governing documents, review reserve studies, and provide independent estimate analysis for major repairs.

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